Comparative Negligence in Personal Injury Claims

Exploring the Types of Comparative Negligence in Personal Injury Claims

In personal injury law, the question of fault must be proven to ascertain compensation. However, accidents do not always lie at the feet of a single party. This is where comparative negligence comes in.

Comparative negligence legislation allows courts in Louisville, KY, to allocate fault among parties and adjust compensation based on it. However, comparative negligence is treated differently depending on legal rules within different jurisdictions.

For those who have been involved in an accident, seeking legal counsel from personal injury lawyers in Louisville, KY, may be the deciding factor in whether comparative negligence will be favorable or unfavorable to them. Experienced attorneys can examine the details of an accident, gather evidence to minimize their client’s percentage of fault, and negotiate fair compensation.

Since Kentucky has a pure comparative negligence rule—i.e., plaintiffs can recover damages even if they are partially at fault, having good legal representation can be a huge factor in receiving the maximum amount of compensation.

Pure Comparative Negligence

In pure comparative negligence, a victim can recover damages even if they were 99% responsible for the occurrence. Their compensation, however, will be reduced proportionally to their fault.

For example, if a plaintiff receives $100,000 in damages but is 40% responsible for the accident, they would receive only $60,000. California, Florida, and New York are a few of the states that employ this system and allow injured parties to recover damages despite being primarily at fault.

Modified Comparative Negligence

Many states follow modified comparative negligence, which places a limit on the plaintiff’s ability to recover damages. There are two common variations of this rule:

50% Rule – A plaintiff may only recover damages if they are less than 50% at fault for the accident. If they are more than 50% at fault, they recover nothing. Georgia, South Carolina, and West Virginia follow this rule.

The 51% Rule – A plaintiff can recover damages as long as they are not 51% or more at fault. When they are 51% or more responsible, they will not recover any compensation. States such as Texas, Illinois, and Colorado follow this variation.

In both versions, if a plaintiff is found partially responsible but still below the threshold, their compensation is reduced according to their degree of fault.

Slight-Gross Comparative Negligence

A less common approach is slight-gross comparative negligence, which is used in a few states, such as South Dakota. Under this rule, an injured party can recover damages only if their fault is considered “slight” compared to the defendant’s “gross” negligence. While this system is less precise than pure or modified comparative negligence, it still provides some degree of compensation for plaintiffs who are only minimally at fault.

Comparative negligence plays a key role in personal injury claims by ensuring that fault is fairly distributed between parties. Whether a state follows pure comparative negligence, modified comparative negligence, or slight-gross comparative negligence, the way fault is assigned directly affects the amount of compensation a plaintiff can receive.

Understanding these different systems can help individuals navigate personal injury claims more effectively and make informed legal decisions.

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Last Updated on March 25, 2025 by Marie Benz MD FAAD