Medicare / 20.08.2024

Medicare can often seem like a maze of deadlines and enrollments, especially for retirees. Missing critical Medicare enrollment periods can lead to fines and gaps in coverage. Understanding why these specific time frames exist can save a lot of hassle and ensure continuous healthcare access. The Initial Enrollment Period (IEP) is a seven-month window that allows retirees to enroll in Medicare. Specifically, it starts three months before the month you turn 65, includes your birth month, and ends three months after. Missing this period usually results in penalties that could affect your healthcare costs for the rest of your life. Understanding this window is crucial because it shapes the foundation of your healthcare plan. To make the most of your IEP, it's advisable to start planning as soon as you approach 65. Setting reminders and being proactive can help you take full advantage of this period, avoid future complications, and ensure you receive medical coverage without interruptions or financial strains.  (more…)
Aging, Author Interviews, Cost of Health Care, JAMA, University of Michigan / 10.02.2020

MedicalResearch.com Interview with: Renuka Tipirneni, MD, MSc, FACP Assistant Professor Holder of the Grace H. Elta MD Department of Internal Medicine Early Career Endowment Award 2019-2024 University of Michigan Department of Internal Medicine Divisions of General Medicine and Hospital Medicine and Institute for Healthcare Policy & Innovation Ann Arbor, MI 48109 MedicalResearch.com: What is the background for this study? Response: While U.S. adults age 50-64 previously had more limited options for health insurance before Medicare at age 65, the Affordable Care Act expanded the number of options, including Marketplace plans (e.g., through HealthCare.gov) and Medicaid. This expanded set of options may complicate decisions about health insurance near retirement. In addition, several policy challenges to the Affordable Care Act may add uncertainty to the decision-making process. (more…)
Author Interviews, Mental Health Research, Occupational Health, Social Issues / 07.05.2017

MedicalResearch.com Interview with: Tarani Chandola Professor of Medical Sociology Social Statistics Disciplinary Area of the School of Social Sciences University of Manchester MedicalResearch.com: What is the background for this study? Response: We (the authors) were particularly interested in examining evidence for the common perception that people at the top of the occupational hierarchy are the most stressed. And also what happens to people’s stress levels when they retire. We had assumed that people with poorer quality work to have decreased levels of stress when they retired. There have been other studies on this topic before, but none that have used salivary cortisol to measure physiological stress responses. We analysed changes in people’s stress levels before and after retirement, in a follow up study of over 1,000 older workers in the British civil service. Stress levels were measured by taking salivary cortisol samples across the day, from awakening until bedtime. (more…)
Addiction, Author Interviews, Lifestyle & Health, Occupational Health / 04.04.2017

MedicalResearch.com Interview with: Jaana Halonen, Docent and Senior Researcher Finnish Institute of Occupational Health MedicalResearch.com: What is the background for this study? Response: Retirement is a significant life transition when substantial changes in daily life are experienced as retirees adapt to life without work. After retirement people have more leisure time and more opportunities for different activities, and less stress. These changes are positive, but retirement can also lead to reduced social control and loss of social contacts and therefore be perceived as a stressful life transition. Both the positive and negative aspects related to changes in leisure time, stress, and social networks around retirement may affect drinking behaviours. However, little is known about how risky alcohol consumption changes around the retirement transition. Thus, in our study we wanted to examine how and for whom risky drinking changes around the time of retirement. To do that we followed up public sector workers with questionnaires before and after their old-age retirement. (more…)